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Moving in with your partner is an exciting and important milestone in any relationship. However, as you begin this new chapter, it’s easy to overlook the legal side of things.

The term “common law marriage” does not exist in law. If a cohabiting relationship breaks down, neither party has an automatic legal claim over the other’s assets or finances, regardless of how long you have been together.

A cohabitation agreement provides the legal clarity you need to protect your interests.

Listen to the podcast – Do cohabiting couples have any legal rights?

What we do – cohabitation agreements

A cohabitation agreement is a legally binding document that outlines the rights and obligations each partner has within the relationship. It can be created before or after you start living together. The agreement can cover a wide range of issues, including:

  • Payment of household bills and mortgage contributions
  • Ownership of contents and joint assets
  • How you will divide finances if you separate

We provide expert legal advice and draft a bespoke cohabitation agreement that is tailored to your unique circumstances, ensuring it is a legally binding document that protects you and your partner.

Read our article: What is a cohabitation agreement?

Resolving property disputes between unmarried couples – TOLATA

If you are facing a dispute over the family home or any other shared property our specialist solicitors specialise in Trusts of Land and Appointment of Trustees Act 1996 (TOLATA) claims. TOLATA provides a crucial legal route for resolving these matters for unmarried couples. Our solicitors will provide advice, negotiate settlements, and represent you in court to resolve disagreements concerning who owns a property and who can live in the property or order its sale and how the proceeds should be divided.

Our approach – protecting your assets when living together

While a cohabitation agreement is a vital tool, a full plan for protecting your assets often involves a combination of legal documents. We provide a holistic approach to ensure all aspects of your life together are protected.

Declaration of Trust – If you own a property together, a Declaration of Trust is a crucial legal agreement. It states exactly how the property is owned legally and beneficially, protecting unequal contributions (for example, if one partner put down a larger deposit).

Transfer Deed – A Transfer Deed (TR1), which is completed when you buy a house, sets out the legal ownership. We will help you consider whether to own the property as Joint Tenants (where each partner owns 50% and automatically inherits the other’s share) or as Tenants in Common (where you can define a specific percentage of ownership and your share can be passed on in your Will).

Wills and trusts – The Rules of Intestacy do not provide for an unmarried partner. Without a valid Will, a surviving partner will not automatically inherit any property or finances, regardless of how long you have been together. We will ensure you both have up-to-date Wills in place to guarantee your wishes are carried out.

Read our article: A fairer end to relationships’ Government consultation on cohabitation reform. 

Watch our video: Cohabitation agreements, know your rights if you are living together

Why choose HRJ Foreman Laws for your cohabitation agreement

Tailored advice – No two relationships are identical. We always take the time to understand your unique circumstances, providing a personalised service and a clear, realistic plan.

Integrated legal services – As a multi-service law firm, we provide joined-up legal support. Our family law solicitors can work seamlessly with our conveyancing and Wills, Trusts and Probate teams to ensure all your assets are fully protected and your arrangements are coordinated.

Expertise you can trust – Our family law team has extensive experience in all aspects of cohabitation law, providing you with specialist and reliable guidance.

Legal insights – Family Law

Ready to talk to a solicitor?

If you are ready to put a cohabitation agreement in place, our family law team is here to help. Contact us today to schedule your confidential consultation.

Call us on: 01462 458711

Email us at: info@hrjforemanlaws.co.uk

Or simply fill out the form below, and we’ll get back to you promptly.


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    Hitchin

    01462 458711

    Welwyn Garden City

    01707 887 700

    Old Harlow

    01279 709100

    London

    0203 327 9001

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    HRJ Foreman Laws is a member of the Equity Release Council